THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 23, 2002

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $95,900.00

MORTGAGOR(S): Kimberly D. Nelson and Mark N. Nelson, wife and husband

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Summit Mortgage corporation, a Minnesota corporation

DATE AND PLACE OF FILING: Filed August 27, 2002, Todd County Recorder; Document No. 411264

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.

LEGAL DESCRIPTION OF PROPERTY:

Lot 5, Block 1, Sandy Shores Townhomes

STREET ADDRESS OF PROPERTY:

2271 Highway 27 East, Osakis, MN 56360

COUNTY IN WHICH PROPERTY IS LOCATED: Todd County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $91,215.31

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 16, 2010 at 10:00 a.m.

PLACE OF SALE: Todd County Sheriff’s office, in the lobby of the Todd County Law Enforcement Center, 115 Third Street South, Long Prairie, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 16, 2011.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE Public Notices MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: July 27, 2010

WELLS FARGO BANK,

N.A.

Mortgagee

REITER & SCHILLER, P.A. By: Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Brian F. Kidwell, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 651-209-9760 Z0349

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.